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BUSINESS ANALYSIS DECADAL
: HBAN is a bank holding company engaged in retail andcorporate banking, dealer sales, and private financials. Forthe three months ended 3/31/00, total interest income rose 4% to $515.6M. Net interest income after loan loss prov. fell 4% to $225M. Net income rose 8% to $104.2M. Net interest income reflects loan growth, offset by higher interest costs on deposits and medium-term notes. Earnings benefitted from higher service charges on deposit accounts.