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As an 33% invalid running his own business Florin Balan works very long hours often with severe pain and no help from any of the medical services.
He pays his social security every month, and despite not making any profit, often unable to pay bills he always ensures the money is in his account to pay the social security.
but here in Spain if you do not have the money in your account the day the social security decide to ask the bank for the payment ( that day varies by 1 or 2 days) then you immediately have to pay the full rate of just under 300 euros, for him 6 months worth, and immediately!
If the money is one day late into your account you do not know of this problems because the bank do not tell you that a request was made and no funds were available then you are left in the dark for possibly several months